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Есть адекватные условия кредита под залог депозита для физика?

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Кто узнавал условия "кредита под залог депозита" для физиков?

Есть ли в других банках адекватная услуга? чтобы кредит был маленький %


есть http://www.ukrgasbank.com/private/credits/cash/credit-deposit

но не написанные условия

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