Ukrainian enterprises have significantly accelerated the adoption of artificial intelligence (AI) in their operations. The share of companies already using such technologies rose from 13.1% in the second quarter of 2025 to 23.4% in the third quarter of 2026.
The National Bank of Ukraine reported this on November 10 based on the results of a survey of company executives.
During this period, the share of companies using AI increased by 10.3 percentage points, or about 1.8 times. At the same time, interest in the technology grew among enterprises that do not yet use it. The share of such companies considering the adoption of AI rose from 19.9% to 29.8%.
Assessments of possibilities for business automation changed especially noticeably. The share of enterprises that have already achieved or expect a high level of automation thanks to artificial intelligence rose from 2% to 46.8%.
The NBU emphasizes, however, that AI adoption is uneven. Large companies are implementing new technologies much more actively than small and medium-sized businesses.
Among large enterprises, the share of AI users rose from 15.3% to 33.2%. In small businesses, the figure increased from 10.5% to 17.7%, and among medium-sized enterprises — from 13.5% to 20.6%.
The study also found a link between the use of artificial intelligence and companies' participation in foreign trade. The technology is most actively adopted by enterprises that are simultaneously engaged in exports and imports. In this category, AI use increased 1.9 times.
By sector, construction and processing industry became leaders in AI adoption. At the same time, in agriculture, mining, energy, and water supply, the share of companies that do not yet plan to use AI remains relatively high.
Generative artificial intelligence remains the most widespread area. More complex technological solutions are used much less often by Ukrainian enterprises.
Administrative and financial processes became the main areas of AI use. Companies view the technology primarily as a tool for increasing productivity, automating routine operations, and reducing costs.
The National Bank also notes that AI use is increasing in most regions of Ukraine, but at different rates. The dynamics are influenced by proximity to the combat zone and the relocation of enterprises to safer regions.
One of the main obstacles to further AI adoption remains corporate information security. According to the survey, 34% of enterprise executives are concerned about data protection and confidentiality when using new technologies.
In addition, as companies move from exploring AI capabilities to practical application, the need for employee training, ready-made technological solutions, and expert support increases.
The study was conducted as part of the NBU's regular quarterly survey on business expectations of enterprises. The first wave took place from April 30 to May 28, 2025, and the second — from July 30 to August 28, 2026.
The surveys included 649 and 658 enterprises of various sizes and sectors from 21 regions of Ukraine, respectively. Temporarily occupied territories were not included in the study.
The National Bank emphasizes that the results reflect the responses of enterprise executives, not the regulator's own assessments.
